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Privacy Policy

Last updated at: 28/01/2019

Definitions

'Kweeder' means:

Kweeder is a registered trademark of Compare o Mercado Lda (NIF: 509428460), headquartered at Rua da Prata 80, 1100-420 Lisboa.

'User (s)' stands for:

persons, companies or other organizations that use Kweeder services to search, compare and contract services and / or products.

'Simulation' means:

the process of completing the form available on the Kweeder website to obtain a comparison of prices and features of products and / or services.

'Lead (s)' stands for:

Opportunity generated by a User that made a simulation and shared with Kweeder their personal data and accepted the General Terms and Conditions of Use as well as the Policy of Protection of Personal Data

'Partner' means:

Individual companies or entrepreneurs that collaborate with Kweeder in providing services or contracting products.

'Website' means:

The web space, pages and the content and graphics contained in such space or pages that are under the editorial control of authorized Compare Market Members.

By accessing the Website https://www.kweeder.com, the User must be aware of the provisions applicable to the information contained therein and that are the property of Compare o Mercado, Lda, corporate entity 509428460, enrolled in the Commercial Registry of Cascais , under the same number, with headquarters at Rua da Prata, no. 80 - 4º, 1100-420 Lisboa.

Personal data protection policy

The purpose of this policy is to inform Users, who visit our websites, and provide us with personal information about the management of their personal data.

Kweeder, in the scope of the provision of its services, needs to gather some personal data of its clients to carry out the Simulation.

On the other hand, the frequent interaction of Users also requires, in some cases, the collection of personal information of the user in order to enjoy services provided by Kweeder, or the collection of data from your device through files designated by cookies, to improve the performance and experience of using the Website.

In this sense, this Personal Data Protection Policy aims to help our users understand what personal information we collect, how and why we use it, to whom we disclose it and how we protect their privacy when using our services.

1. Use of personal data

1.1. We want our users to know the general privacy rules and the terms of the personal data we collect, in strict compliance with and compliance with the applicable legislation in this area, namely Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 ("General Regulation on Data Protection").

1.2. Personal data means any information of any nature and regardless of its support, including sound and image, relating to an identified or identifiable natural person (data subject). Any person who can be identified directly or indirectly, namely by reference to an identification number or to more specific elements of his or her physical, physiological, psychic, economic, cultural or social identity, shall be considered identifiable.

1.3. Kweeder seeks to respect best practices in the area of personal data security and protection, promoting actions and improving systems in order to protect the data that is provided to us by our Users.

1.4. The use of our Website, the completion of our forms and the provision of data directly or indirectly, imply the knowledge and acceptance of the conditions of this Policy, as well as any other terms, policies and specific conditions relating to. By making your personal data available, you are authorizing the collection, treatment, use and disclosure of the same in accordance with the rules defined herein.

2. Communication of your data to third parties

2.1. Kweeder uses Partners to provide certain services. Eventually this service provision may imply access by these Partners to the personal data of our Users.

2.2. Thus, Kweeder Partners will treat the personal data of our Users. Our Partners provide reasonable assurance that appropriate technical and organizational measures are in place so that the treatment meets the requirements of applicable law and ensures the security and protection of the rights of data subjects under the terms of the partnership agreement entered into.

2.3. Kweeder may also transmit personal data of its Users to third parties, when it deems such communications as necessary or appropriate (i) in light of applicable law, (ii) in compliance with legal obligations / court orders, or respond to requests from public or governmental authorities.

2.4. The data may be provided to the judicial or administrative authorities, provided that in fulfillment of legal obligation by the Kweeder.

2.5. The personal data transmitted may be transferred to public and private organizations related to the insurance activity, for statistical and actuarial purposes and to prevent fraud, as well as for the settlement of claims.

2.6. In any of the above situations, Kweeder undertakes to take all reasonable steps to ensure the effective protection of the personal data it treats.

3. Preservation of personal data

3.1. All Personal Data is handled by Kweeder and in strict compliance with applicable law and stored in a specific database created for this purpose.

3.2. The length of time during which the data is stored and stored varies according to the purpose for which the information is used. There are, however, legal requirements that require you to keep the data for a certain period of time. Thus, and where there is no specific legal requirement, the data will be stored and retained only for the period necessary for the purposes for which they were collected, as best identified above.

4. Rights of data subjects

4.1. In accordance with the applicable legislation, the data subject may request, at any time, access to personal data concerning him, as well as its rectification, elimination or limitation of its treatment, the portability of his data, or oppose to your treatment directly through the form available at https://www.kweeder.com/pt/contacte-nos

4.2. In accordance with the law, you are also guaranteed the right to withdraw your consent for the processing of the data, whose consent constitutes the basis of legitimacy of the respective treatment. For this purpose, you have the right to withdraw your consent at any time, which does not, however, invalidate the treatment made up to that date based on the consent previously given.

4.3. Users may also, at any time, request the deletion of their personal data, under the terms provided by law.

4.4. You also have the right, in accordance with the applicable legislation, to request the limitation of the processing or portability of your data, subject to the conditions legally established. To this end, you must submit an application to the above contact form.

4.5. Without prejudice to any other administrative or judicial remedy, the data subject is entitled to lodge a complaint with the CNPD or other competent control authority in accordance with the law if he considers that his data are not being subject to legitimate treatment by Compare the market, under the terms of applicable law and this Policy.

5. Contact Us

You may contact the Data Protection Officer ("DPO") of Kweeder for further information on the processing of your personal data, as well as any questions related to the exercise of the rights attributed to you by the applicable law and, in particular, in this Policy, through the following contacts:

Email suporte@kweeder.com

What is your address? Rua da Prata 80,4 Piso, 1100-420 Lisboa.

You can also contact us through the form available at https://www.kweeder.com/pt/contacte-nos

6. Changes to the policy of protection of personal data

6.1. Kweeder reserves the right at any time to make changes or updates to this Policy, and these changes are duly updated on our Website. We suggest that you check them regularly to be aware of any changes.

General terms and conditions of use

  1. Through the Website, Kweeder, at the request of the User, aggregates and compares a set of premiums / prices and characteristics of various types of life and non-life insurance, financial products, energy and telecommunications packages made available by the supplier companies and / or providers of these services, on a single results page. The information provided does not constitute an offer in the legal sense of the term, but only a mere information, being in the sphere of the User the decision on the choice of company or product to be contracted. The results of the use of the comparators are mere information and can be considered reliable in relation to the data entered by the user. The result presented is not a budget, much less a contractual proposal, and therefore does not oblige Kweeder or any of its Partners to enter into a contract with the User;
  2. All information contained on the Website is intended exclusively for private use and is prohibited from being used for commercial purposes. On the other hand, the information provided does not constitute, regardless of the form reviewed, advice or recommendation of hiring, and does not require the use of specialists in case of need. Thus, Kweeder shall not be liable for any damages or material or personal damages that may arise directly or indirectly from the use of the information provided, and the user is solely and exclusively responsible for all decisions taken on the basis of the information made available;
  3. The intellectual property rights over all contents of the site, except those provided by external entities duly identified, are the property of Kweeder, including information, tools, icons, graphic design of Internet pages, all its components and all figures, graphs or texts;
  4. Kweeder assumes no responsibility for the damages resulting from any impossibility, delay, suspension or interruption in access to the comparison tools due to technical failures or other reasons;
  5. The total or partial reproduction of any information or content of the comparators present in the urls associated with the website https://www.kweeder.com, or its rental or sale, without the prior authorization of Kweeder or of the external entities of information duly identified;
  6. Kweeder reserves the right to complete, modify or delete the information contained in the pages of the Website without the need for any prior notice;
  7. Kweeder can not guarantee the total immunity of your site to attacks by hackers and viruses or other intrusion software;
  8. Access to or use of the tools in the domain https://www.kweeder.com implies unconditional acceptance by the User of the above conditions.

1. What are cookies?

Cookies are files that have small pieces of information that are downloaded from your device when you visit a website.

2. What are cookies for?

They help the Website memorize information about your visit, such as your preferred language and other settings. This can make your next visit easier and make the Website more useful to you. Cookies play an important role. Without them, using the Web would be a much more frustrating experience. Cookies increase the efficiency of browsing websites. Surely you already added an article to a shopping cart from an online store, and after a few days, when you returned to the website, did you find that the article was still in your cart? This is one example of using cookies.

3. Why do we use cookies?

The use of Cookies on the Internet is usual and does not harm the users' computers. Cookies perform a variety of functions, such as helping webmasters understand how it is used, facilitating browsing, preserving their preferences, and generally improving their user experience, while ensuring that the website shows you relevant content.

4. What kind of cookies do we use?

Kweeder uses the following types of cookies: Permanent cookies - these are cookies that are stored at the browser level in your access devices (pc, mobile and tablet) and are used whenever you re-visit one of our websites. Session cookies - These are temporary cookies that remain in your browser's cookie file until you leave the website. The information obtained by these cookies serves to analyze patterns of web traffic, allowing us to identify problems and provide a better browsing experience.